Eligibility Criteria
Depending on the bank or financial institution hiring, the eligibility requirements for the bank clerk test in India may differ slightly. But these are the standard requirements for eligibility:
1.Nationality: Candidates must be Indian citizens.
2. Age Restrictions: Candidates must be between the ages of 20 and 28 to take bank clerk exams. This might alter, though, depending on the bank's recruiting policies. Age allowances are usually given to candidates who fall under one of the reserved categories, such as Scheduled Castes (SC), Scheduled Tribes (ST), Other Backward Classes (OBC), and Persons with Disabilities (PWD). The bank specifies in the formal notification the scope of the relaxation and the categories that qualify for it.
3. Educational Qualification: Candidates must hold a bachelor's degree from an accredite...
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Syllabus
- BANK CLERK EXAM SYLLABUS
- Reasoning Ability
- Quantitative Aptitude
- General Awareness
- Computer Knowledge
- Reasoning Ability:Verbal and non-verbal reasoning, Analogy, Coding-Decoding, Blood Relations, Direction Sense, Syllogism, Seating Arrangement, Puzzle, Inequalities, Input-Output, Statement and Assumptions/Conclusions
- Quantitative Aptitude: Number System, Simplification/Approximation, Data Interpretation (Tables, Bar Graphs, Line Charts, Pie Charts), Quadratic Equations, Percentage, Ratio and Proportion, Profit and Loss, Time and Work, Speed, Time, and Distance,Average, Simple and Compound Interest, Permutation and Combination, Probability
- English Language: Reading Comprehension, Grammar (Error Spotting, Phrase Replacement, Sentence Correction, Vocabulary (Synonyms, Antonyms, Cloze Test, Fill in the Blanks), Para Jumbles, Sentence Completion
- General Awareness:Current Affairs (national and international), Banking Awareness, Financial Awareness, Static General Knowledge (important dates, events, awards, etc.), Indian Economy, Budget and Five-Year Plans, Indian Constitution, Banking Terms and Abbreviations, RBI and its functions
- Computer Knowledge:Basic computer fundamentals, MS Office (Word, Excel, PowerPoint),Internet and Networking, Operating Systems, Computer Abbreviations, Computer Hardware and Software, Security and Virus-related concepts
Cut Off
| Category | IBPS Cut Off Marks (Out of 225) |
|---|---|
| General | 80.75% |
| OBC | 75.75% |
| SC | 65.5% |
| ST | 57.75% |
Exam Pattern
For the majority of bank exams, this is the initial phase of the selection process. Typically, the entrance exam is taken online. Multiple-choice questions (MCQs) on many topics make up this exam. The following topics are typically included in the preliminary exam:
English Language: Examines candidates' command of the language's vocabulary, syntax, and comprehension techniques.
Numerical Ability/Quantitative Aptitude: Assesses the candidates' aptitude for solving mathematical and numerical problems. The analytical and logical reasoning abilities of candidates are evaluated. The preliminary exam normally lasts about an hour. Candidates are selected for the main examination based on their performance in the preliminary exam.
Candidates who succeed in the preliminary exam are qualified to take the main exam. Online testing is also used for the main exam. It includes multiple-choice questions (MCQs) on a range of topics: Candidates' logical reasoning, critical thinking, and computer literacy are tested on the reasoning ability and computer aptitude test.
Quantitative aptitude tests a candidate's superior capacity for maths and numerical problem-solving. Examines a candidate's understanding of current events, general awareness, and issues pertaining to banking. Depending on the bank and exam, the number of sections and individual subjects may change. The main exam lasts two to three hours on average. Then comes the Language Proficiency Test, after clearing the main examination, candidates may be required to undergo a language proficiency test. This test assesses candidates' fluency in the local language of the respective region. The purpose of this test is to make sure that candidates are capable of handling customer interactions in the local language. Candidates who pass the primary exam and language proficiency test are typically invited for a personal interview and document verification.
The purpose of the interview is to evaluate applicants' aptitude for the position of a bank clerk as well as their aptitude for communication and banking.
The legitimacy of the candidates' educational and other pertinent documents are confirmed through document verification. The candidates' performance in the primary exam, the language proficiency test, the interview, and the document verification all factor towards the ultimate decision.
The post of bank clerk in the chosen bank or financial institution is subsequently made available to the chosen candidates.
How to Prepare
Many books are available that might aid applicants in getting ready for the bank clerk exams in India. These books cover a variety of topics covered in the tests, including general awareness, English language proficiency, numeric aptitude, and reasoning. Here are a few well-liked and advised books for preparing for the bank clerk exam:
- R.S. Aggarwal's "Quantitative Aptitude for Competitive Examinations": This book provides plenty of practise tasks and solved examples while covering a wide range of quantitative aptitude subjects.
- R.S. Aggarwal's "A Modern Approach to Verbal & Non-Verbal Reasoning" :This book offers thorough discussion of reasoning subjects and contains sample problems, solutions, and strategies for various types of reasoning issues.
- Hari Mohan Prasad and Uma Rani Sinha's "Objective English for Competitive Examinations": This book focuses on enhancing readers' grammar, vocabulary, reading comprehension, and writing skills in English.
- Arihant Publications' "Banking Awareness": This book primarily addresses the section on banking awareness, covering subjects like banking jargon, financial literacy, and current events affecting the banking industry.
- Lucent Publications' "Lucent's General Knowledge": This book, which covers a variety of subjects including history, geography, science, politics, and more, is a well-liked option for general knowledge and preparation for current events exams.
Admit Card
For the preliminaries and mains exams, the Institute of Banking & Personnel Selection (IBPS) publishes IBPS Clerk admission cards online separately. One to two weeks before to the exam, the admit card is made available. Candidates must input their registration number, roll number, date of birth, or password in order to download their IBPS Clerk admission card. Candidates can check the exam city, timings, and precise location once they obtain their IBPS Clerk admission cards.
The admit card is generally released in August-September every year.
Seat Allotment
Here is a SUMMARY of the seat allocation procedure:
- Vacancy Notification: Banks and other financial institutions publish vacancy announcements that list the number of clerk positions that are open in various branches and locations. These announcements also include information on the distribution of job openings by states and regions.
- Preference/Choice Filling: After the final results are announced, the chosen candidates are frequently asked to complete a preference form or submit their top preferences for the area or branch where they would like to be hired as a bank clerk. Usually, you can accomplish this online using a specific portal or the bank's main website.
- Merit and Category-wise Allocation: The bank creates a merit list and distributes seats or branches in accordance with the candidates' preferences. The candidate's position on the merit list, the number of openings in the desired location, and any applicable reservation policies are all taken into account when making the allocation. Typically, the distribution is based on merit combined with preference.
- Allotment Letter: The applicants who have been assigned a seat or branch receive an allotment letter from the bank when the seat allocation process is complete. Important information, including the assigned branch, joining date, and other pertinent instructions, are included in the allocation letter.
- Reporting and Joining: The joining formalities, which include document verification and submission, medical testing (if necessary), and other steps as stipulated by the bank, must be finished.
FAQ's
Yes, most bank clerk exams have negative marking. For each incorrect answer, a fraction of the allotted marks (e.g., 0.25 or 0.50) is deducted as a penalty.
The validity period of the bank clerk exam score may vary between banks. In most cases, the score is valid for a limited period, typically one to two years.
The number of attempts for the bank clerk exam may vary between banks. Some banks may impose restrictions on the maximum number of attempts allowed, while others may not have any specific limitations.
